Credit cards, fancy cars, and designer clothes

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#1 Jul 13 - 1PM
blindedbythenarc
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Credit cards, fancy cars, and designer clothes

I'm just curious how many of your ex N's were driving fancy cars they could not afford and wear designer clothes and you later discovered how much debt they were in??

My N was driving a new Audio S4 ($37k)

One night i dropped off sushi at his house (he was at work) with my girlfriend.. and astonishingly found 14 CREDIT CARDS sprawled out on his dining room table.. with a paper citing how much he owed on each adding up to $17k..

Mind you, this man had atleast 20-30 pairs of designer jeans (true religion, rock n republic, MEK) tons of N shoes (Robert Wayne) and those ridiculous Ed Hardy, Monarchy shirts.. and took lavish trips to Vegas.

When I confronted him about all the cards he told me.. 'its fine' My assets are worth more than my debt (house + car (with massive payment) and his 401-K.

Yet he preached that we should watch Dave Ramsey every night and not waste our money on extra foods at the grocery store.. So much COGNITIVE DISSONANCE no wonder my brain feels fried..

Jul 13 - 10PM
running
running's picture

fancy cars

Mine drove two cars, one very fancy, the other a jeep, lots of designer clothes & shoes, but he could afford all of it. No debt!
Jul 13 - 7PM
Susan32
Susan32's picture

Fancy clothes

My ex-Psychopath professor was a "metrosexual" before the term was used. He was practically a hermit (his office was very drab, impersonal and spare). His car wasn't fancy. His credit--well, thank goodness I didn't know about that(!!!) But he tended to put his $$$ in his clothes. He was a dandy among the professors. The beret, the John Lennon glasses, the form fitting jeans--he was into IMAGE. What was odd was that for a guy who spent lots of $$$ on clothes, he had the WORST teeth I've ever seen. They looked like smoker's teeth (tho I never saw him smoke) It looked like he hadn't seen a dentist in a decade. REALLY bad tooth decay. But the clothes were quite fancy.
Jul 13 - 3PM
gingercat
gingercat's picture

another aspect of financial ruin

I was blinded by a 'cerebral' narc. It wasn't material posessions, as he lived like a hermit (I was going to 'rescue' him from that) but college degrees that he accumulated. Wait, did I say degrees? I found out he barely finished just two of the many advanced programs he enrolled in and the most recent degree was only because I was his cheerleader and the school wasn't about to let him not 'move on.' What has he done with it? $30 an hour as a temp after tanking the real job I think he initially couldn't turn down (Yes, I listened to all the BS about how he was finally with 'bright' people, in his niche, etc.) Looking back I realize he systematically worked to destroy this one chance he had. It gets worse because on top of his 200k + debt he convinced me to take out smaller loans and they will follow me for the rest of my sorry life. I fell victim to the long conversations of mind numbing 'missed potential' BS and somehow thought I could finally finish my master's. I have always blamed myself for missing class or not performing as I previously had in school before the narc was 'at my side' until I recently realized he made sure I failed, just like he did. It was almost like I was his puppet. He would have some weird reason why he hadn't made it on time to assume childcare so I could go to class or pretend to help me when in reality he was ****ing with my head. Oh, I also didn't know about his prior loans until years into the relationship as he had kept them hidden. I have always found out 'after the fact' that he has done something terribly damaging financially. He has maxed out family hand-outs and secretly resents the fact my relatives can't 'contribute' actual $$ to his entitled life. But, he has managed to use them for just about everything else and alienated me from them in ways I could never have imagined. While I was still working and trying to patch up the financial holes (a complete impossibility with him) my colleague carefully listened to my concern about various behaviors the narc was exhibiting and I mentioned how I was never sure if I could afford groceries when I entered the store and held my breath for the 'card swipe'. He was wise and said, "But that's neglect and can be just as abusive as physical violence." That was six years ago and my friend was completely spot on. The neglect has only gotten worse and worse and the financial aspect is actually visible damage if you let yourself think about it. The piles of collection notices, hefty tax returns we are owed he never applies for, fear of losing health insurance, constant worry over rent, etc., are like bruises on pieces of paper. He hides mail and checks I have written that he promises to deliver. So, from over a decade of experience I wanted to share with you how sorry I am that I didn't get as far away from this damage years ago. And don't think he hasn't done all the other predictable narc behaviors either like losing cars to impound, clothes wherever he goes, abandoned storage rooms, etc., and the list goes on and on. It has only gotten worse with time.
Jul 13 - 2PM
hopefuljms
hopefuljms's picture

Me TOO

Mine filed for bankruptcy before we met. He wanted me to co-sign for a motorcycle because he couldn't get a loan by himself (smart enough to say no to that!). After a couple of years he spent a ton on clothes, has a BMW, Mercedes Convertible and a Hybrid. Bought a big house (had to be bigger than his ex-wifes) and yet griped because I didn't pick up my share of the tabs when we went out to dinner! He has also had 8 jobs in 10 years! Should have seen the flags they were like a MAC truck!!!
Jul 13 - 2PM (Reply to #32)
M
M's picture

bankruptcy ..

Mine filed bankruptcy after his 1st divorce (she kept the Manhattan flat--gave him the dog). He had an Amex co-signed by his mother. He's going to try to file for bankruptcy #2. His mom gave him money for a bed for my daughter---yet he still pays dues to maintain his membership at a Private Club & plays golf. Oh, did I mention he's 46 years old??
Jul 13 - 3PM (Reply to #33)
hopefuljms
hopefuljms's picture

too funny

Mine is 44 and I hear he is about to lose another job! Serves him right!
Jul 13 - 4PM (Reply to #34)
M
M's picture

jobs

Mine couldn't keep a job for more than 2 years. He had tried to open a restaurant (2500 mi from his 1st wife) & it failed in 12 mo. He had 2 jobs in LV..fired from both. So he decided that he would be his own boss & start his own company. He can't fire himself! In 8 years,he has never made a profit--but racked up the expenses on "promoting" (aka partying). Heard he's losing his car. Told daughter that he'll have to drive a "not so great" car for a while. I guess with $$ from his mom. My car is paid off at 3.5yr.
Jul 13 - 2PM
M
M's picture

Mine drove an Audi!

All I need to remind myself that I am so glad to be away from my xN is to look at his financials: Leases Audi (no asset) Rents from friend (no home...no asset) No 401K No investments No savings account Salary $45k Bank loan debt $40K Debt owed to 1st wife's brother $15K Credit card debt $60K TOTAL DEBT: $115K !!!! What did he spend it on? NOT furniture for our home,or family trips, or a college fund, or lavish gifts for me & daughter.... I was "impossible to shop for." He thought my coupon-clipping & grocery lists were obsessive. AND THANK GOD I did not co-sign anything & made him 100% liable for his debts only! My guess?---women, liquor & maybe drugs What "good father" does that??? P.S. He racked up $25k with 1st wife.
Jul 13 - 1PM
Bodhi
Bodhi's picture

Ha, yeah...

When my ex and I started dating, he was in a very low level entry level position and he drove a Jeep Grand Cherokee. After we broke up, he was still in a somewhat entry level clerical-type position, and he spent a TON on his new bachelor pad... new computer, plenty of new furniture, new exercise bike, etc. He wanted to make sure it was perfect. I suspect this was financed through credit. We never really discussed his financials, but I know he was frequently moving his debt around to various low interest rate credit cards. Every see "About a Boy" by Nick Hornby and starring Hugh Grant? Hornby often writes about emotionally unavailable men (not narcs, per se) that use toys rather than having intimate relationships with people. My ex totally reminds me of Grant's character in the movie. Totally empty on the inside.
Jul 13 - 1PM
rainbow1
rainbow1's picture

things

Mine has lots of toys to show off. He has a goregous truck. He has had 10 cars so far (he is only 21). He has a street bike. When we were together we bought a quad and a boat. He convinced me to get rid of my mustang convertable that I owned out right for a BMW. He had me tint the windows and but 18" chrome rims on it. He always had to wash everything (cars, truck, street bike) before going anywhere. All of his toys are the best of the best. He can not afford any of them! I found out that he was in debt 16K just on one bill and he was in collections for it. This bill didnt include any of his toys. He always wanted to give off the impression that he had more money then he really does. I think that this is one of the reasons that he choose me. I am very well off for my age. I am good with my money and save half of each paycheck. I think that I could help his imagine of himself and I could also buy him toys. I know that he will be back for more supply when he finds out that not all 21 year olds have a savings account!

_______________________________________________
"dont let yesterday take up too much of today"

Jul 13 - 1PM
herlatestvictim
herlatestvictim's picture

Here, here...

My ex-N wears ONLY designer clothes, has over 50 pairs of shoes (all in original boxes), drives a flashy car (meticulously detailed), pays a ridiculous amount of rent to live in a gated community, has a designer dog AND makes $18 bucks an hour! I make more than twice that and can't afford that lifestyle. No credit card debt though... all the debt is to other people!
Jul 13 - 1PM (Reply to #27)
broken23
broken23's picture

lol "all the debt is to

lol "all the debt is to other people" sounds like my ex! complete USER. he uses all sorts of people to get his nice things. his parents, his sister, and ofcourse me who has bought him some of the nicest designer crap. i love to shop but the annoying part is he loves his designer stuff more than me...he always has to announce the label he is wearing "dont you like my R&R jeans?" Moreso if i dont know something about a new designer he feels the need to point out i dont deserve designer wear. what an ass. he is in debt, and his credit rating sucks, he tried to leech on mine, but i was smarter than that and said i dont believe in sharing credit cards until marriage...thank god!
Jul 13 - 1PM (Reply to #24)
Amy
Amy's picture

all on $18/hour????

How is that even possible????
Jul 13 - 1PM (Reply to #25)
rainbow1
rainbow1's picture

Oh it is possible. Mine also

Oh it is possible. Mine also makes $18 an hour. He has a street bike payment, truck payment, boat payment, house payment, dirt bike, etc. He is always buying new clothes and new things for his toys.

_______________________________________________
"dont let yesterday take up too much of today"

Jul 13 - 1PM (Reply to #26)
Amy
Amy's picture

wow....

I must not be doing something right! ;-)
Jul 13 - 1PM
Amy
Amy's picture

I don't know....

I have been guilty of over-spending. I have lots of designer stuff, a more expensive car, etc. That's my stress release - shopping! To be fair - I shop at Target too. :-) That doesn't make me a narcissist. However, if someone tries to DEFINE themselves with their stuff - like my exN did - that is different. If he is placing his self-value on his things, they are part of his mask. If he has to mention how many pair of designer jeans he has, mention the car to women - that's a bad sign. Just my opinion.
Jul 13 - 1PM (Reply to #2)
rainbow1
rainbow1's picture

amy

I agree with you! I am a shopper too! I love it and I love nice things. But you are right about denifing yourself like they do. I remember one time me and my N were in a fight. I think it was about him not helping around the house. His come back to this was "what about all of my stuff?! You seem to forget that I have nice things. Go back to one of your loser exes if I dont make you happy, but they dont have the things that I have!" What kind of agrument is that!?

_______________________________________________
"dont let yesterday take up too much of today"

Jul 13 - 1PM (Reply to #22)
blindedbythenarc
blindedbythenarc's picture

what about all my stuff.. when they change (act like they are)

My N was a cop.. and bought all his stuff with that salary and the help of Visa, American Express, Mastercard.. once he realized he was going to go bankrupt and never get ahead (threat of being exposed) he decided to make changes, I thought this meant I was changing him and he would be all better.. (not so). He put the house and audi up for sale, sold a bunch of his crap on ebay, craigslist.. and bought an old dodge pick-up (ofcourse with an Ed Hardy steering wheel cover).. once the house sold.. he had a grand idea.. move into my house and we could both save money, until he bought a duplex or four-plex.. boy was I stupid... the audi never sold and he was stuck with two car payments.. the money he paid me in rent did not off-set the NFL Ticket cable bill, the grocery bill, my energy cleaning up after his ass and the damage his dog did to my yard.. Make sure if they try to get out of their financial nightmare.. they don't use you to pull them out of it.
Jul 13 - 1PM (Reply to #3)
Amy
Amy's picture

Insanity

Mine hated that the nice guy I dated made 7 figures. He constantly compared himself, accused the Cuban of being a drug dealer, etc. We went out one night and he said "See Amy, you are not with a poor guy. You are riding in a Mercedes S550." Who gives a sh*t?! It was never about that for me - but I should have asked "where is your Ferrari, yacht, etc." He would have lost his mind. LOL!
Jul 13 - 1PM (Reply to #17)
rainbow1
rainbow1's picture

No logic!

He always wanted more and more and more. He wanted me to help him get a boat and a quad. He wanted us to have a joint account, etc. But when I thought I might get flowers on Valentines day I was expecting too much! LOSER!

_______________________________________________
"dont let yesterday take up too much of today"

Jul 13 - 1PM (Reply to #21)
blindedbythenarc
blindedbythenarc's picture

flowers

I got flowers once in 2 f-ing years! On V-day he bought me Nike Shox (probably with a credit card) and told me to start working out and throw away my ugly old tennis shoes (yet i was a size 4) and I had no time to workout because I was WORKING!
Jul 13 - 1PM (Reply to #19)
Amy
Amy's picture

oh yeah...

My ex N made double what I do (if not more), but he would ALWAYS talk about how much we make together. He wanted to move into a million dollar home - as if his $600k one isn't enough???? I told him that is not how I want to spend my money. He said it is OUR money once married. He also told me I would have to get rid of my BMW and get a Honda! The same guy who drives a Mercedes S-class???? Wtf??? I work my ass off - I earned my car, my house (modest), clothes, etc. He told me I needed to be knocked down a peg. This while he drives the Benz, wears the Breitling watch, has a new truck.... He told me no more designer shoes, etc. I KNOW I have debt, but as soon as someone tells me I can't do something, it upsets me!
Jul 13 - 8PM (Reply to #20)
MsVulcan500
MsVulcan500's picture

Wanted to borrow money

When I was laid off for 7 months, mine actually hinted that I should loan him money to pay off his credit cards. I was on unemployment and worried about my next mortgage payment. He retired with a pension that is more than I make now with bonuses and overtime. And I am in way better shape financially. One time last year he asked me to help him with his bills. I told him he was stupid to be paying over 20% on gas and store cards and that he should pay them off. He said he needed his money in savings. I told him fine, earn 1/2% interest on your savings and pay 23% for those tires. I'll bet he still owes all that money. But he has all the latest, biggest, best electronics you can fine. All on credit of course. Oh well, not my problem.
Jul 13 - 1PM (Reply to #18)
broken23
broken23's picture

raibow your narc always

raibow your narc always reminds me of mine. flowers was too much. i got a card. and he made it to be like the biggest deal ever!
Jul 13 - 1PM (Reply to #4)
broken23
broken23's picture

they are such aholes. he

they are such aholes. he made me feel like shit for being successful and was so jealous of the guy before him because he was way more successful. i always downplayed the material goods in my last relationship because why would i want him to feel bad. if i could go back, i would throw it all in his face too!!! it would be fun to see him lose his mind too.
Jul 13 - 1PM (Reply to #5)
Amy
Amy's picture

the difference....

Broken - you know the difference? Neither of us would intentionally hurt someone! I downplayed that stuff too! But if he could hurt you, he would. A$$holes!
Jul 13 - 1PM (Reply to #6)
broken23
broken23's picture

amy totally agree. i went

amy totally agree. i went out of my way to stroke his ego especially on financial matters, because like you said thats not what it was about. But no not him...if he could make me feel bad, he would! Its so backward...how they get to make us feel bad because they are losers!!
Jul 13 - 2PM (Reply to #7)
rainbow1
rainbow1's picture

Same! I always tried to make

Same! I always tried to make him feel good about money (I make more and am better with my money). Once he found out how much I had in savings that was the end of it! He would get mad if I didnt help with this or that. If I didnt pay for dinner one night I was selfish. But before he knew how much I had he always told me that he "took care" of his girls and always paid for everything for the others. He would always pick fights about money. He would tell me that I should pay for more of his stuff so that he could save more for "us". I would tell him I am saving so why does it matter if it is going to be "our" money eventually it will all go in the same account. His response was always "If I had as much as you I would never let you pay for anything. It kills me that I cant take care of you how you should be taken care of". What a crock of shit!

_______________________________________________
"dont let yesterday take up too much of today"

Jul 13 - 3PM (Reply to #8)
sparky2009
sparky2009's picture

Mine was just like that . He

Mine was just like that . He told me he always paid for his exes(come to find out he screwed them over with money too never paid for much) and he always wanted pity from me because he was sooo broke and I deserved better . BLah blah blah but when he did have money I never saw any of it . He used pity constantly to get me to pay his way or pay for stuff for his kids, and then he would claim he bought it on top of the child support he paid. I know for a fact he is doing the same type of stuff to his new woman only now he has even less money cause he has two more kids now and one on the way ! He is such a piece of work I can hardly stand to look at him.
Jul 13 - 3PM (Reply to #9)
broken23
broken23's picture

gotta love the pity card.

gotta love the pity card. "you forgot what its like to be a student" "you help your family out why wont you help me" boo hoo hoo. and amazingly when we are breaking up he claimed i made him feel bad because i kept track of how much i spend on him. "i want to throw away everything you ever got me, im not defined by your money" what a crock of shit...actually you are...and i didnt get any of the things back...so i guess that was crap too...i wouldve loved to sell it on ebay. i bet he is now making the ow feel shit telling him how his last gf bought him all this stuff and why doesnt she. the way they are with money is such a huge reg flag!!