Psychos/Narcs with Bad Credit???

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#1 May 20 - 12PM
Anonymous (not verified)
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Psychos/Narcs with Bad Credit???

My exN had very bad credit. After years of being with him, I've realized that he is not capable of following through with anything! Everything that man buys gets repo'd! He bought 5 acres of land (he would tell everyone he owned 10 acres), that got repo'd, tractor- repo'd, travel trailer- repo'd! I'm sure his truck would be repo'd too if they could find him! He made one payment on the dirtbike & 4 wheeler he "bought" my boys & then skipped town with them. I'm sure they would get repo'd too but no one can ever catch up with him...he is constantly on the move! His exlawyer called my lawyer & said he would not be representing him cos he never paid him. His excuse was he didn't have any money left cos had just bought a new house! WTF?! Who would sell that idiot a house??! (unless its under his new supply's name?)...Regardless, that just goes to show where his priorities are at. He'd rather get a house than to pay for a lawyer to fight for his daughter! I am still waiting for the day he goes to jail...That will be better than winning the lottery!!!

May 20 - 5PM
broken23
broken23's picture

his score was in the 500's

his score was in the 500's and mine in the high 700s. he asked if i would let him be a user on my credit card. I THANK GOD every day i said no. He never answered 800 calls b/c there were debt collectors after him. His credit card limit was reduced to only 800 dollars on his card. And i helped him with money to pay them down. And soon after he booked a ticket to go see the OW. whoever wrote f'in loser parasite...ditto. i hope he max's it out again and is broke forever.
May 20 - 2PM
enoughalready
enoughalready's picture

bad credit

I always wondered why the court made him pay$8OOO owed on his mastercard, he told me "someone used his credit card. And then "someone used his ss# to get a best buy credit card to buy $2OOO worth of electronic epuipment. I told him if it wasn't his purchases, he should be able to fight it. Never heard more about it. At that point, I knew he was terrible w/ money and I never let him close to any money I had.
May 20 - 3PM (Reply to #11)
TexN (not verified)
Anonymous's picture

Enough

They are such liars! If "someone" had used his credit card, don't you think "someone" would be raising hell about it?!! They are such idiots! I loaned my exN some money once & wouldn't you know it...on the day (payday) that he was going to give it back, someone stoled his wallet! Must have been the same "someone" that used enoughalready's ex's credit card...They even lie like 6 yr old, so juvenile!
May 20 - 5PM (Reply to #12)
enoughalready
enoughalready's picture

texN

I know. It's even worse now cause I can sit back and think about all he said. I actually believed him. I always had a great memory and didn't understand why he always seem to change his story. Gosh, no wonder he trys to come back as I rarely asked questions. No wonder they go for the married distraught women, as we are the ones who don't have time to check up on things nor have the time for yet another stressful event. No wonder he called me stupid frequently even though I'm college educated and he's not. Shoot-if he could lie and decieve me without any consequences, I'd come back for myself too. I truly was brain-washed and knowing that, it makes me sick. As time goes on, I'm thankful I'm out of his control and I'm able to see the light.
May 20 - 1PM
moving on
moving on's picture

bad credit

The N I knew had bad credit. He never had any money so I'm guessing he put everything on credit and didn't make his payments on time. Also know he has a bunch of student loans that I was going to volunteer to help him organize and consolidate. Good thing he left before I could do that for him. I think he told me his credit score was like 540 or something low like that. He said he had to dispute an item but I was thinking to myself even if he got that resolved, the score wouldn't be bumped up much higher. Anything under 700 is a hot mess. And I wouldn't expect anything more from someone as irresponsible and broke as him. I hope he enjoyed spending all that money on his gf on credit...hahahahahha!
May 20 - 1PM
hope4me
hope4me's picture

bad credit

When my ex NH and I got together we both had excellent credit. He was a sticler for paying his bills on time, never late. We could walk in anywhere and get anything. The first few years of our marriage he was building up his business then it took off, he made easy one year 450,000. I, however, had no idea he made this much until the divorce because he hid everything from me. I knew he made money because we paid cash to build our home which was much cheaper because we did it all ourselves. Then he started living the high life, buying bars and businesses behind my back. He got in with a con man who took him for thousands of dollars and had several bad business deals which I know nothing about to this day. He now has creditors calling him daily, even at my home. I have changed my number but they still call. He claims to be broke which is why he can't pay his debt. Broke but he just built a new home in a high end subdivision, has a new 60,000 truck, a used, yet nice RV, and still has his race car which he races on weekends, is trips to Vegas and skiiing, his coast adventures, his weekends at the lake. But bitches b/c he has to pay me child support which he claims he can barely afford. He just does not understand why I tell the creditors he is lying and has the money to pay them but won't. He doesn't understand why I don't believe him. Hmmm, well I thought if you were broke and living pay check to paycheck you do without to make ends meet. Guess his new supply doesn't foot any of the bills or pull her weight like I did, otherwise he wouldn't be BROKE now would he. Guess she feeds his ego, screws him when he wants and does whatever he wants so she lives for free. Pathetic. Thank God we had no joint accounts or credit cards.
May 20 - 2PM (Reply to #8)
sanctuary
sanctuary's picture

They are so pathetic...ExN

They are so pathetic...ExN told daughter he couldn't afford the extra five bucks for a blue ray version of movie they were going to watch, but 3 months later can buy another bar!!! They, ExN and N new wife, can afford three cars and a motorcycle. She just switched jobs and pulled a lot of money out of her IRA to pay off a bunch of credit cards. I'll be honest...I'm praying they crash and burn!!!
May 20 - 12PM
M
M's picture

bad credit

filed banruptcy w/ first wife $90k in credit card debt (spent on partying--he owns nothing), no savings now. Luckliy I didn't co-sign any credit cards. Michvegas
May 20 - 1PM (Reply to #2)
TexN (not verified)
Anonymous's picture

Michvegas

My exN stuck me with a $25,000 credit card bill (had to hire a lawyer to settle that). After two years, I'm still getting bill collectors calling me for him! (Target, different cellphone companies, welding supply stores)....He doesn't care, he'll find some other poor woman to hook him up...
May 20 - 4PM (Reply to #6)
wallaby (not verified)
Anonymous's picture

ME TOO!

Same flipping story. SO pisses me off I even hate to write it down, ExNH ruined my credit. ANd I didn't even knwo he was doing it till bill collectors came after me - I thought it was a case of stolen identity till I realized it was HIM - he had taken old credit card of mine that I had forgotten I gave him to use for his "business" - ha what a joke never made a dime- 15 years ago. Course I had great credit - so he ran it up ot over 10 K and... they came after me.. well I ahve BAd credit now and he thinks I was such a bitch for getting upset about it.... I shudder to think how much money we lost from his NOT MAKING ANY MONEY over all teh years we were married while I worked, had kids, took care of kids, cleaned house etc. F'in parasite loser
May 20 - 1PM (Reply to #3)
Barbara (not verified)
Anonymous's picture

TexN

I hope you give the collection people any new number you have on them - including the addresses of new girlfriends and TELL THEM that he hasn't lived there for X years and they are not to call you again or you will sue them for harassment... ~~~~~~~~~ Moving Forward: Coaching for Victims Pathologicals Feelings buried alive never die. - Alice Miller
May 20 - 2PM (Reply to #4)
hope4me
hope4me's picture

i tell them

I tell them new phone numbers, addresses, the address and phone numbers of his bars. I tell them he built a new home, bought a new vehicle etc. He is pissed because I tell them that. Oh well, then I tell them to stop calling me. He had a loan through our bank which I did not know about and last week they took all my money out to cover the debt on this loan, even though he is no longer on the account. I was not on this loan. I called him and I was pissed. He told me that he had told me all about these loans and that is why he told me to leave him. He said "I told you to get far away from me b/c I was going down in a ball of flames and you are too good of a person for that. I was protecting you." Really?? Then why did you rake me over the coals in our divorce, try and take my retirement and 401k, my home,try and make me responsible for the credit card debt I did know about even though it was yours, if you wanted to protect me? No, you wanted out to move on with the OW. I came out on top because I fought. He did give me the money back that the bank took out. I closed that account and got a new bank. I will continue to tell them he has money and just doesn't ant to pay them b/c he wants to live his high end lifestyle and is using cash. Oh well.
May 20 - 4PM (Reply to #5)
hitandrun
hitandrun's picture

Bad Credit, too

That's why I signed the lease because of my credit...his sucked. I don't really care about that, but he never honored any of his financial agreements except his cell phone and also had some judgements against him. He never showed up for court stuff either...curious if he will show up for our court date? He's making big money now but will probably gamble it all away!